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Often times there are challenges in managing finances because of inflation, taxes, changing interest rates and stock market swings. When you stop and think about your future and how to manage it today, you stand a chance of getting lost in the financial maze unless you have competent and trustworthy advice.

I encourage you to spend time on my website to learn more about the value I can bring to you. Please contact me to schedule your complimentary consultation to discuss your situation and to experience for yourself the very powerful first steps of our innovative process designed to develop, implement, and maintain your unique plan based on your goals and objectives.

I welcome an opportunity to assist you with your financial future and look forward to helping you plan for a comfortable retirement.

We’re only three weeks into the New Year and already some very interesting trends…

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We’re only three weeks into the New Year and already some very interesting trends have developed in the markets. Consider these four:   The worst performing stocks in 2011 have been the best performing in 2012. Bespoke Investment Group did an analysis and discovered that the 50 worst performing stocks in the S&P 500 in 2011 were up a whopping 11.2 percent YTD 2012 as of last Wednesday. By contrast, the 50 best performing stocks in 2011 were up only 2.1 percent so far in 2012. What [ Read more ]

The U.S. became a member last August…

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The U.S. became a member last August and, now, so has most of the eurozone. Unfortunately, it’s not a club you want to join.   Late last week, Standard and Poor’s (S&P) announced it was downgrading the credit rating of nine of the eurozone’s 16 members including behemoths France and Spain. In addition, 14 of the 16 members have “negative outlooks” which means S&P believes, “that there is at least a one-in-three chance that the rating will be lowered in 2012 or 2013.” [ Read more ]

Which stock characteristic most impacted the S&P 500’s performance in 2011?

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Which stock characteristic most impacted the S&P 500’s performance in 2011?   To answer that question, Bespoke Investment Group performed a decile analysis and concluded that having a high dividend yield was the most important factor affecting stock prices in 2011 (BespokeInvest.com, January 6).   In their analysis, they discovered that the three deciles with the highest dividend yield were the only ones to experience a positive return for the year. In fact, while the [ Read more ]